Retiree Health Choices

Creating Technologies to Help Retirees Choose Their Optimal Health Insurance

Retiree Health Choices (RHC) creates innovative online technologies designed to make Medicare decisions more consumer friendly.

Retiree Health Choices (RHC) was founded in 2010 by a group of health care and insurance professionals familiar with the ins and outs of the Medicare market. Knowing the complexity of the sector and the confusion surrounding Medicare decisions, this privately held company began developing online products and exchange-based services to meet growing consumer demand for better Medicare decision-making tools.

Why is it important to plan for health care in retirement?

Health care costs are the most significant expense facing most people in retirement. For a typical married couple, these expenses will be several hundred thousand dollars. At the same time, transitioning to Medicare and picking the right health insurance plan is very complicated—Medicare is different than pre-65 health insurance and the typical retiree has dozens of different types of plans to choose from.

RetireeHealthChoices is building consumer-friendly online tools to help users plan for Medicare and make better choices.

RHC has developed a range of tools to help users plan for their health care expenses in retirement, understand the differences between different health insurance options, and choose their best coverage. Our EasyMedicareChoices.com tool allows the user to answer several simple questions, and receive a personalized report showing what total costs are likely to be under different Medicare Supplement plans. Our lifetime calculator allows users to estimate their total health care costs in retirement and begin the process of saving for this expense.

Recent Articles

“Observation” Status: More than Just a One-Night Stand (Part I)

There is an ongoing controversy between hospitals and government regulators (The Centers for Medicare and Medicaid Services, or “CMS”)—with Medicare beneficiaries caught in the middle. Although the issue seems technical and bureaucratic, it raises some significant issues for those covered by Medicare. What is Going On? Hospitals can label a stay as an “admission” to […]

Employer experiences with 401(k) plans provide some valuable lessons

The 401(k) plan was born in 1978 and has since “grown up” to become the dominant employer-sponsored retirement vehicle in the U.S. During that time, employers have learned many lessons about how to play the role of plan sponsor—encouraging employees to contribute (through the use of tools such as matching contributions and automatic enrollment), offering […]

Telemedicine is rapidly growing

Telemedicine—the use of telecommunication and information technology to provide health care at a distance—is rapidly growing. And, projections are for more growth—estimated at 18.5% per year for the next few years. Telemedicine is becoming more widely accepted, in part, because it holds out the promise of significant cost savings. But telemedicine is promising for other […]

Is My Doctor in the Network?

As the U.S. health care system continues to change, more Americans are being told “your doctor is not in the network” or “your insurance won’t cover that.” This concern also affects Americans on Medicare. The good news is that most Medicare beneficiaries can use Medicare to pay for 99% of the physicians in America. The […]