Picking the right Medicare coverage for you is easier when you are in control
Find out more about private health insurance plans sold to supplement Medicare
These government programs provide you valuable benefits—and learning more about them is key to helping you become a better health care purchaser
Learn more about coverage for hospital stays
Learn more about coverage for your doctor visits
Find out what your health care will really cost
Retiree Health Choices (RHC) was founded in 2010 by a group of health care and insurance professionals familiar with the ins and outs of the Medicare market. Knowing the complexity of the sector and the confusion surrounding Medicare decisions, this privately held company began developing online products and exchange-based services to meet growing consumer demand for better Medicare decision-making tools.
Health care costs are the most significant expense facing most people in retirement. For a typical married couple, these expenses will be several hundred thousand dollars. At the same time, transitioning to Medicare and picking the right health insurance plan is very complicated—Medicare is different than pre-65 health insurance and the typical retiree has dozens of different types of plans to choose from.
RHC has developed a range of tools to help users plan for their health care expenses in retirement, understand the differences between different health insurance options, and choose their best coverage. Our EasyMedicareChoices.com tool allows the user to answer several simple questions, and receive a personalized report showing what total costs are likely to be under different Medicare Supplement plans. Our lifetime calculator allows users to estimate their total health care costs in retirement and begin the process of saving for this expense.
There has been a lot in the media about the recent budget deal and changes to the Medicare Part B premium. What just happened? Here is the bottom line (and its confusing): · If you are a current Medicare beneficiary and pay your Part B premium though a deduction to your Social Security check, your […]
Both the popular press and the benefits/HR trade publications have been sounding the alarm—older workers are not adequately saving for their health care costs in retirement. There are many reasons for this “retiree medical adequacy” gap—including limited resources and competing needs (e.g., housing, children’s’ education, and retirement income needs) and confusion over the best asset-accumulation […]
On April 16 President Obama signed The Medicare and CHIP Reauthorization Act (“MACRA”). The focus of the law is to change how physicians are reimbursed under Medicare, but MACRA contains a number of provisions that may have far-reaching consequences for all of the “stakeholders” in Medicare—especially for consumers and their physicians. Most importantly, MACRA changes […]
There is an ongoing controversy between hospitals and government regulators (The Centers for Medicare and Medicaid Services, or “CMS”)—with Medicare beneficiaries caught in the middle. Although the issue seems technical and bureaucratic, it raises some significant issues for those covered by Medicare. What is Going On? Hospitals can label a stay as an “admission” to […]