Picking the right Medicare coverage for you is easier when you are in control
Find out more about private health insurance plans sold to supplement Medicare
These government programs provide you valuable benefits—and learning more about them is key to helping you become a better health care purchaser
Learn more about coverage for hospital stays
Learn more about coverage for your doctor visits
Find out what your health care will really cost
Retiree Health Choices (RHC) was founded in 2010 by a group of health care and insurance professionals familiar with the ins and outs of the Medicare market. Knowing the complexity of the sector and the confusion surrounding Medicare decisions, this privately held company began developing online products and exchange-based services to meet growing consumer demand for better Medicare decision-making tools.
Health care costs are the most significant expense facing most people in retirement. For a typical married couple, these expenses will be several hundred thousand dollars. At the same time, transitioning to Medicare and picking the right health insurance plan is very complicated—Medicare is different than pre-65 health insurance and the typical retiree has dozens of different types of plans to choose from.
RHC has developed a range of tools to help users plan for their health care expenses in retirement, understand the differences between different health insurance options, and choose their best coverage. Our EasyMedicareChoices.com tool allows the user to answer several simple questions, and receive a personalized report showing what total costs are likely to be under different Medicare Supplement plans. Our lifetime calculator allows users to estimate their total health care costs in retirement and begin the process of saving for this expense.
As the U.S. health care system continues to change, more Americans are being told “your doctor is not in the network” or “your insurance won’t cover that.” This concern also affects Americans on Medicare. The good news is that most Medicare beneficiaries can use Medicare to pay for 99% of the physicians in America. The […]
Open enrollment for Medicare insurance is right now. Everyone eligible for Medicare (usually 65-years-old) automatically gets Part A and needs to sign up for Part B. Because Parts A and B don’t cover everything, people can elect to buy supplemental coverage, often called Medicare Supplement insurance. All of the Medicare Supplement plans, also called Medigap, […]
Today, we’re exploring more about Medicare, and we take a look at Medicare Part B, which covers medical insurance. Other articles in our Understanding Medicare series are accessible here and here. Did you know Part B is optional? But, it’s also “affordable” for most people, so they opt in. It comes at a low premium […]
Did you know if you’re eligible for Medicare that you’re entitled to receive coverage under Part A at no cost? That’s the good news, but there are costs to you which we cover below. Medicare Part A is your in-patient coverage, including: Hospital stays Skilled nursing facilities Home health care after being discharged Hospice […]