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Creating Technologies to Help Retirees Choose Their Optimal Health Insurance

20.11.2013 04.07 UTC

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Former Blue Cross-Blue Shield of IL President To Advisory Board

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Retiree Health Choices recently announced Michael F. Seibold, President of Seibold and Associates in Tucson, Arizona and former president and COO of Blue Cross-Blue Shield of IL, has formally joined its board of advisors. “There are few nimble startups delivering solutions to address Medicare complexities, and that’s why I appreciate Retiree Health Choices’ unique service offering,” said Michael F. Seibold, president of Seibold and Associates. “Its team is developing tools to simplify Medicare with both consumers and insurance carriers in mind...

18.11.2013 03.17 UTC

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Cost Chaos In Consumer Healthcare

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As the consumer healthcare market shifts, more scrutiny is being placed on cost of consumption of services. In a recent New York Times article Nov. 8, 2013, Good Deals on Pills? It's Anyone's Guess, Elisabeth Rosenthal reviews cost chaos with drugs. For example, two popular medications for asthma and allergies, Advair and Rhinocort AQ, used by tens of thousands of Americans are no longer going to be covered by many benefit plans served by Medco/Express Scripts....

23.10.2013 08.31 UTC

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What To Know About Medicare Supplement Plans

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Open enrollment for Medicare insurance is right now. Everyone eligible for Medicare (usually 65-years-old) automatically gets Part A and needs to sign up for Part B. Because Parts A and B don’t cover everything, people can elect to buy supplemental coverage, often called Medicare Supplement insurance. All of the Medicare Supplement plans, also called Medigap, are standardized in almost every state; yet, there are many options to consider when purchasing additional Medicare insurance from private insurers. (more…)...

17.10.2013 05.20 UTC

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Medicare Open Enrollment Is Right Now

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Each year, seniors have an opportunity to enroll in Medicare or change existing coverage. In 2013, open enrollment started Oct. 15, 2013 and will end Dec. 7, 2013. Retirees have an opportunity to consider Medicare plans and ensure they have selected the best plan for their needs. Visit EasyMedicareChoices.com An online consumer website is offering people a way to review and compare Medicare Supplement plans. (more…)...

24.09.2013 05.44 UTC

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Should Boomers Get A Flu Shot?

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Already the flu season is in full swing in several regions of the country, and it’s taking healthy and fit people down for about two weeks. Boomers should consider getting a flu vaccine! It’s a good time to consider getting a flu vaccine for people of all ages and primarily seniors. Visit Vaccine.Gov! In fact, adults should consider vaccinations that prevent diseases later in life. When you visit Vaccine.gov, each disease is listed with the appropriate vaccination. According to http://Vaccines.gov, the 2012-2013 flu vaccine consists of three viruses to protect against: • A/California/7/2009 (H1N1)-like virus • A/Victoria/361/2011 (H3N2)-like virus...

16.09.2013 01.23 UTC

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Understanding Medicare Series: More Medicare Part B Coverage

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We've been exploring aspects of Medicare on the blog, beginning with some key words people should understand and continuing with Part A and Part B. Another way to look at Medicare Part B coverage is that it covers the day to day, routine health care that a retiree needs.Therefore, it is more like the individual coverage or employer-based coverage you had before retirement, and far less costly. Difference With Medicare Over Your Insurance There is at least one very important difference, though, between Medicare Part B and the insurance you had when working. You may already have encountered it when trying to use Medicare in general for your health care needs. (more…)...

28.08.2013 07.36 UTC

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Understanding Medicare Part B

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Today, we’re exploring more about Medicare, and we take a look at Medicare Part B, which covers medical insurance. Other articles in our Understanding Medicare series are accessible here and here. Did you know Part B is optional? But, it’s also “affordable” for most people, so they opt in. It comes at a low premium and has a lower deductible, too. Medicare Part B Coverage While inpatient hospital, skilled nursing facilities and hospice are covered by Part A as hospitalization, Part B is medical insurance. There’s a really long list for what’s covered in Part B, and here are some of the most common services...

19.08.2013 04.18 UTC

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Understanding Medicare: Part A Coverage

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This third in our series about understanding Medicare is an important one. We bandy about the terms Medicare Part A and Medicare Part B; however, do you really know what they mean? In this article, we take a look inside Medicare Part A. Medicare Part A Did you know if you’re eligible for Medicare that you’re entitled to receive coverage under Part A at no cost? That’s the good news, but there are costs to you which we cover below. Medicare Part A is your in-patient coverage, including: • Hospital stays • Skilled nursing facilities • Home health care after being discharged • Hospice...

12.08.2013 06.20 UTC

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Understanding Medicare: Basics At The Beginning

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There are many resources that help simplify Medicare for seniors, but the ultimate guide is at Medicare.gov. Understanding everything there is to know about Medicare basics is a moving target, so it’s important to locate your favorite sites and books to help you navigate. Meanwhile, Retiree Health Choices wants to ensure you understand Medicare basics before you enroll. We’ve taken the tips below directly from Medicare.gov. We encourage you to go there once in awhile and begin to learn the basics; hopefully, this blog series will help in the interim! Remember, too, that our new consumer site...

31.07.2013 05.44 UTC

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Understanding Medicare: Approaching 65

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Everyone has a birthday every year, whether they like it or not. Inevitably, the ‘60s arrive and seniors begin looking ahead at the M word – Medicare. There is a lot of confusion about Medicare, and Retiree Health Choices is going to cover various aspects of Medicare in this new blog series, Understanding Medicare. When Seniors Approach 65-Years-Old No one should wait until they are 65-years-old to enroll in Medicare; in fact, that’s too late. About halfway through 63-years-old, it’s important to start researching the basics about Medicare. (more…)...