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28.01.2016 03.26 GMT+0000

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Is My Doctor Covered?

Is My Doctor Covered?

Health insurance is an empty promise if your doctor or hospital is not covered. Headlines keep on reminding us that insurance companies are restricting the doctors and hospitals covered by their plans. People covered by Medicare have their own separate rules and these Medicare-specific rules have both good news and bad news—but mostly good news. The good news—people covered by “original” Medicare have broad access to the doctor of their choice. Over 90% of doctors take Medicare[1]. The bad news: the Medicare rules are complicated and are filled with traps for the unwary....

08.04.2015 06.06 GMT+0000

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“Observation” Status: More than Just a One-Night Stand (Part I)

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There is an ongoing controversy between hospitals and government regulators (The Centers for Medicare and Medicaid Services, or “CMS”)—with Medicare beneficiaries caught in the middle. Although the issue seems technical and bureaucratic, it raises some significant issues for those covered by Medicare. What is Going On? Hospitals can label a stay as an “admission” to the hospital—or as a stay for “observation.” In recent years the use of observation status has skyrocketed; as noted by the Kaiser News Network, the use of observation status rose 88% between 2006 and 2012 and the number of observation stays lasting...

20.12.2014 04.35 GMT+0000

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Telemedicine is rapidly growing

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Telemedicine—the use of telecommunication and information technology to provide health care at a distance—is rapidly growing. And, projections are for more growth—estimated at 18.5% per year for the next few years. Telemedicine is becoming more widely accepted, in part, because it holds out the promise of significant cost savings. But telemedicine is promising for other reasons—monitoring individuals to reduce the rate of readmission following a hospitalization, providing better care to individuals with limited mobility, monitoring key clinical measures...

17.10.2013 05.20 GMT+0000

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Medicare Open Enrollment Is Right Now

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Each year, seniors have an opportunity to enroll in Medicare or change existing coverage. In 2013, open enrollment started Oct. 15, 2013 and will end Dec. 7, 2013. Retirees have an opportunity to consider Medicare plans and ensure they have selected the best plan for their needs. Visit EasyMedicareChoices.com An online consumer website is offering people a way to review and compare Medicare Supplement plans. (more…)...