Welcome to the Retiree Health Choices, Inc. (“RHC”) website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern RHC’s relationship with you in connection to this website. If you do not agree to these terms you should stop using this site.

The term ‘Retiree Health Choices” or “RHC” refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

Our registered office is located at:

1840 Oak Avenue,
Suite 450
Evanston IL 60201

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice and these changes will become effective upon being posted on the website.

• Neither RHC nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

• All trade marks reproduced in this website which are not the property of, or licensed to, RHC are acknowledged on the website.

• Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.

• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). RHC has no responsibility for the content of the linked website(s).

• You must not use this website in any way that causes, or may cause, damage to the website or that impairs the availability, operation or accessibility of the website. You must not post or transmit harmful or illegal content or use this website in any way which is unlawful, illegal, fraudulent or harmful, or is in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

• You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

• You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without RHC’s express written consent.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States of America. If any provision is ruled invalid, such provision is severed from the rest of this agreement and the remaining terms of use remain in effect.

You can contact us at info@retireehealthchoices.com.

Dated: March 1, 2013